Insurance Education

Most condo insurance policies offered by Massachusetts insurers contain multiple coverages that provide protection for different items and/or incidents. While policies’ exact coverages are determined by their specific terms, conditions and exclusions, here’s what protections you might expect to find in a condo policy.

There are many preparations to make when going on a trip. In addition to packing, making travel arrangements, finding lodging and planning activities, it’s also important to check your condo insurance policy if you own a condominium in Massachusetts. You’ll want to make sure your condominium continues to be insured while you’re gone.

You may be pleasantly surprised to learn that there are several ways to potentially save money on your East Longmeadow condo insurance. Learning what discounts are available and when they might apply in your situation could be the key to substantial savings.

Condo insurance works in much the same way as a regular homeowner's insurance policy, but with a few key differences. For Easthampton, MA condo owners, choosing the right type of condo policy can be very important since typically you are responsible for any damage or claims arising from events originating in your unit. While condo insurance policies differ somewhat according to specific buildings, providers and options, this is what is usually covered under a standard policy.

For many people, owning a condominium allows them to enjoy the perks of an apartment and a house at the same time. Just like a house, you can buy and own a condo. However, many condos are "apartment-styled" in that the owners live in close proximity and often share a wall. Not only do condo owners enjoy a better sense of community, but they also don't have to deal with maintenance needs thanks to condominium associations.