Should Contractors File a Claim Against Their Contractors Insurance or a Project’s Insurance?

By Edward J. Adamczyk on Mar 12, 2018 10:59:27 AM

In most situations, an insurance claim is covered by a single policy. Occasionally, however, claims in the contracting industry can legitimately be covered by both a contractor’s own insurance policy and a project’s insurance policy. In these situations, it can be difficult to decide which policy to file a claim against. If you’re a contractor in Massachusetts, here’s a look at the advantages and disadvantages of filing such a claim with your own contractors insurance policy or a project’s insurance policy.

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Important Factors to Consider About Contractors Insurance in Springfield

By Edward J. Adamczyk on Jan 25, 2016 4:30:00 AM

Your contracting business can involve many types of risk that necessitate insurance coverage. Contractors face potential liability for the work of employees, as well as the work of engineers and architects involved in their project. You also need coverage if the client’s property is damaged, as well as insurance for your commercial vehicles and your equipment. Contractors in Springfield should work with an agency that specializes in contractors insurance to get adequate policy coverage.

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Contractor Insurance in Springfield: Off-the-Shelf vs. Custom-Made

By Edward J. Adamczyk on Jan 2, 2016 12:23:00 PM

While contractor insurance is often sold as a standard package, it's anything but standard. Due to the sheer diversity of the risks covered by such policies, it's well worth finding an insurer who takes the time to create a custom package that fits the needs of your Springfield business.

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5 Important Reasons Why You Need Springfield Contractor Insurance

By Edward J. Adamczyk on Dec 21, 2015 6:00:00 AM

Managing a Springfield business as a contractor can be very rewarding, as you work with homeowners to design and build the home of their dreams. Your advice and craftsmanship helps their dream home become a reality. It's important, however, to manage your business risks. Contractor insurance can help insure your business against damage to property or an injury received on the job. Here are five great reasons to consider contractor's insurance:

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