Renters insurance offers Massachusetts residents who lease houses, townhomes and apartments with affordable coverage for their from a variety of perils. Here’s a look at perils that many renters policies protect against.

Roommates in Springfield, MA sometimes purchase renters insurance together so they can split the premiums associated with the policy. Splitting premiums may seem to make sense, as it can save you a few dollars each month. Adding a roommate to your renters policy can expose you to more risk, though. Here’s why you may not want to add your roommate to your renters policy.