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An Expert Guide to the Flood Insurance Markets in Massachusetts

By Edward J. Adamczyk on Jun 22, 2017 10:48:23 AM

Flood insurance is available on several markets, although not all markets are available to all Massachusetts residents. Here’s a look at the different places where people in the state might get flood coverage.

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Will Your Boat Insurance Cover You Anywhere in Massachusetts?

By Edward J. Adamczyk on May 19, 2017 11:07:51 AM

Massachusetts has many waterways to explore by boat. The waters of Cape Cod and Nantucket, MA are legendary, and there also are a variety of inland lakes to enjoy as well. Before taking your boat on any of the state’s waterways, you should first check your boat insurance policy to make sure it covers boating on the waters you intend to go out on.

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Liquor Liability Insurance in Springfield, MA: Protect Company Events

By Edward J. Adamczyk on Apr 9, 2017 5:32:53 PM

Throughout the year, many businesses in Springfield, Massachusetts will host company events. Alcohol will likely be served at a number of these events, which presents potential liability risks. Before your business hosts an event where alcohol is served, make sure it’s protected from these risks by liquor liability insurance.

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7 Snowmobile Safety Tips to Keep You and Your Sled on the Trails

By Edward J. Adamczyk on Mar 15, 2017 2:09:56 PM

For New England snowmobile enthusiasts, a fresh blanket of white is an invitation to get out and enjoy the winter. These powerful vehicles provide an exciting ride through a variety of terrains. However, they carry a risk for personal injury if you’re not careful. Following some basic safety tips can ensure a winter of safe and fun riding.

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5 Incidents a Northampton, MA Business’ Cyber Insurance May Cover

By Edward J. Adamczyk on Feb 9, 2017 7:02:46 PM

New stories of cyber attacks and data breaches have become a regular occurrence. While many nationally run stories focus on incidents involving major companies that have vast amounts of data, big companies are far from the only businesses that need to insure themselves against data breaches. Here are five potential incidents that show why small and medium businesses in Northampton, Massachusetts should consider getting a cyber liability insurance policy.

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Adding a Roommate to Your Renters Insurance in Springfield, MA? Think Twice

By Edward J. Adamczyk on Jan 25, 2017 7:42:00 AM

Roommates in Springfield, MA sometimes purchase renters insurance together so they can split the premiums associated with the policy. Splitting premiums may seem to make sense, as it can save you a few dollars each month. Adding a roommate to your renters policy can expose you to more risk, though. Here’s why you may not want to add your roommate to your renters policy.

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Buying a Home in Ludlow, MA? Get Homeowners Insurance Before You Close

By Edward J. Adamczyk on Jan 9, 2017 5:47:42 PM

When purchasing a house, there are many different items to take care of. After placing an offer on a house, most homeowners have to qualify for a mortgage and want a home inspection completed. Most homebuyers also need to have a title check done and negotiate with the seller if they provide a counter offer. It’s also usually necessary to obtain homeowners insurance. If you’re buying a house in Ludlow, Massachusetts, here's why you’ll want to shop around for a home insurance policy before your closing date.

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3 Holiday Mishaps Your Easthampton Homeowners Insurance Might Cover

By Edward J. Adamczyk on Dec 19, 2016 8:12:58 PM

The holidays are a time full of fun and festivities. The added activities of the season sometimes lead to an increase in accidents, though. Thankfully, homeowners insurance policies don’t take the holiday season off. As long as their premiums are paid, their coverages remain in effect -- and those coverages provide protection for many potential accidents. If you have an Easthampton house and it’s properly insured, here are three holiday mishaps that your home insurance policy might cover.

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Understanding Your Springfield Commercial Property Insurance Policy

By Edward J. Adamczyk on Dec 9, 2016 6:48:24 PM

Some corporations spend hundreds of thousands, if not millions, of dollars on commercial property. After spending so much money on commercial property, many corporations are willing to do anything in their power to protect their investments. Unsurprisingly, commercial property insurance is an incredibly popular option among corporations in Springfield that cannot afford a commercial property loss. If you recently purchased insurance for your commercial property, here is some information that will help you understand your policy.

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Car Insurance for West Springfield Residents: Credit Score Impact

By Edward J. Adamczyk on Nov 14, 2016 6:58:06 PM

Many drivers are surprised to learn that their credit score can possibly have an impact on car insurance rates. In most states across the nation, insurers take into account drivers’ credit scores when calculating premiums. Drivers in West Springfield, however, don’t have to worry about their credit score when they request auto insurance quotes.

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