You have options when it comes to choosing a Massachusetts health insurance policy. You can choose from a variety of fee-for-service, HMO, and PPO plans.
Your plan choice will vary based on your coverage needs. If you’re in good health with little to no recurring medical expenses, you might save by paying for a plan with a lower premium and higher deductible.
Adversely, if you take costly prescriptions or have a medical condition, you’ll be better served to choose a plan with a higher level of coverage.
If you’re part of a family of two, you can choose between individual policies or a family policy. If there are two of you, it may be more cost effective to each have your own individual policy. If you have children, you’ll need a family plan.
It’s important to check in with your agent as your family situation changes. You’ll learn about all of your options when you work with a trained Haberman agent.
We’re committed to protecting you from unexpected exclusions or stipulations in your policy, and we make sure you understand exactly what your medical coverage entails.
It’s hard to plan for the future, but when it comes to your health, you can’t be too careful. In the face of a hospital stay or operation, what may seem like a low-cost health insurance policy can cost a lot more in the long run.
Take the time to learn about all of your options before making a choice that will impact your health, your finances, and your family.
Please remember that as you are shopping around, health insurance and life insurance are two separate coverages.