Conducting periodic reviews of your car insurance policy helps make sure you’re properly covered and are getting a fair rate for the policy you have. The Following are a few times when you should talk with an independent insurance agent in Massachusetts about your current auto insurance policy and other insurers’ policy offerings.
There are many factors that impact how much drivers in Massachusetts pay for car insurance. There are also things that drivers sometimes think affect their premiums but don’t actually have any impact. If you own a vehicle in the state, here’s a look at some of the factors that are likely affecting your auto insurance premiums -- and some that probably aren’t.
Drivers across Massachusetts are getting an unhappy surprise: auto insurance rates are on the rise again, affecting even drivers with no recent accidents. With rates rising between 6 and 9 percent in 2016, they’re set to go up another 3-6% in 2017 (according to the Boston Globe), making many drivers question why. The answer comes down to one thing: technology.
Many drivers are surprised to learn that their credit score can possibly have an impact on car insurance rates. In most states across the nation, insurers take into account drivers’ credit scores when calculating premiums. Drivers in West Springfield, however, don’t have to worry about their credit score when they request auto insurance quotes.
It’s your first new car, and you want to protect it. Liability insurance, which protects you and other people on the road, offers the greatest protection when working with Springfield insurance experts. You may also want to obtain collision and comprehensive coverage, which will help you ensure that your vehicle receives the repairs it needs after an accident.
Life can be hectic, and you're bound to have times when you'll need to borrow a car or drive someone else's car. When these situations come up, you should consider a short-term car insurance policy.