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Haberman’s air tight insurance coverage can provide benefits that help minimize the long-term financial effects of these unfortunate events. As a trusted personal insurance agency in the city of West Springfield and the entire area of Western Massachusetts, we embrace this community as more than just a place to do business.
We believe that you shouldn't have to worry about financials when you are dealing with an unfortunate situation. Our agents are committed to helping you through any loss with the compassion and expertise that has defined Haberman since 1932. Check out some of the different personal insurance coverage options that we have ready for you.
Everyone can succumb to the unexpected. Sometimes unexpected surprises bring good fortune, but other times accidents bring struggles and financial difficulties. Because it’s difficult to prepare for every potential unexpected incident that brings misfortune, there are personal insurance policies. These help Massachusetts residents prepare for what life might throw their way.
“Personal insurance” is used to distinguish insurance policies that are written for individuals from those that are written for businesses (business’ policies are typically referred to as “commercial insurance”).
In a few cases, personal policies might offer some protections for a business. For example, a resident who runs a home-based business might be able to insure their home office through their homeowners insurance policy, which is a personal policy. When a personal policy is used in this way, the policy’s terms, conditions, and exclusions should be closely reviewed to make sure its protections are properly understood.
Because people face many different potential risks, insurance companies offer lots of different personal policies. All of the following are normally considered personal policies:
Our goal is to make sure you feel confident and secure in your insurance protection. Please read your entire policy and we’ll answer any questions you may have.