When it comes to homeowners insurance, cost-savings is important, but so is protection. At Haberman, we help our customers find the proper level of coverage for the best price.
Here are just a few serious financial risks you face without necessary homeowners coverage:
Replacement costs if your home is destroyed by fire, on top of paying your mortgage.
Cost of damages and medical expenses if someone is injured on your property.
Repair costs from damage caused by natural occurrences, like a tree falling on your roof during a storm.
There are different insurance packages that protect against specific damages to your home. A standard homeowners policy covers damage from three perils:
In a standard policy, the coverage should help to cover the following losses:
It’s important to make sure all of your valuable personal property is scheduled. A standard homeowners insurance policy puts a limit on the amount your insurance will cover if valuable property is stolen or damaged. These include jewelry, coins, and collectibles. To provide the most protection to your property, you may need to schedule the following items separately:
Massachusetts homeowners insurance policies can include a variety of covered losses, including additional dwelling and personal property coverage. Connect with a local Haberman agent today to customize a policy that’s right for you.
You’ve worked hard to own your home, and it's value is worth even more than the financial investment you’ve made. Most people are eager to take precautions to protect their home with an insurance policy. A hefty homeowner’s premium doesn’t mean you’re getting the right amount of protection, based on your home and your personal assets. Our trained home insurance agents work with top Massachusetts carriers to find you the coverage that guarantees your financial security in the event of a the unexpected. If you are working from a home office or use your home for work, different small business insurance coverages may apply.