--- title: Massachusetts Insurance Blog | Haberman Insurance Group | Homeowners Insurance description: Homeowners Insurance | Our blog is the thought leader for everything that has to do with insurance in Massachusetts and beyond! --- [File a Claim](https://www.habermaninsurance.com/massachusetts-insurance-service-center) [Make a Payment](https://www.habermaninsurance.com/massachusetts-insurance-service-center) [CSR 24](https://portal.csr24.com/mvc/7817000) [Request a Quote](https://www.habermaninsurance.com/contact) [(413) 781-7000](tel:1-413-781-7000) [![Haberman-Insurance-Marsh-McLennan-Agency-Combined-Logo-White](https://www.habermaninsurance.com/hs-fs/hubfs/Haberman-Insurance-Marsh-McLennan-Agency-Combined-Logo-White.png?width=612&height=87&name=Haberman-Insurance-Marsh-McLennan-Agency-Combined-Logo-White.png "Haberman-Insurance-Marsh-McLennan-Agency-Combined-Logo-White")](https://www.habermaninsurance.com) Call Us: (413) 781-7000 ![resources-bg.jpg](https://dl.dropboxusercontent.com/s/d95wwpmpizyqgrd/blog-header.jpg "resources-bg.jpg") # Insurance Education ## [Buying a Home in Ludlow, MA? Get Homeowners Insurance Before You Close](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-before-close) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Jan 9, 2017 5:47:42 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_518937652%20(1).jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-before-close) When purchasing a house, there are many different items to take care of. After placing an offer on a house, most homeowners have to qualify for a mortgage and want a home inspection completed. Most homebuyers also need to have a title check done and negotiate with the seller if they provide a counter offer. It’s also usually necessary to obtain homeowners insurance. If you’re buying a house in Ludlow, Massachusetts, here's why you’ll want to shop around for a home insurance policy before your closing date. Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Massachusetts](https://www.habermaninsurance.com/blog/topic/massachusetts) [Ludlow, MA](https://www.habermaninsurance.com/blog/topic/ludlow-ma) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-before-close) ## [3 Holiday Mishaps Your Easthampton Homeowners Insurance Might Cover](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-holiday-cover) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Dec 19, 2016 8:12:58 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_526163554.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-holiday-cover) The holidays are a time full of fun and festivities. The added activities of the season sometimes lead to an increase in accidents, though. Thankfully, homeowners insurance policies don’t take the holiday season off. As long as their premiums are paid, their coverages remain in effect -- and those coverages provide protection for many potential accidents. If you have an [Easthampton](https://www.habermaninsurance.com/easthampton-insurance) house and it’s properly insured, here are three holiday mishaps that your home insurance policy might cover. Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Easthampton](https://www.habermaninsurance.com/blog/topic/easthampton) [Massachusetts](https://www.habermaninsurance.com/blog/topic/massachusetts) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-holiday-cover) ## [Does Your Chicopee Homeowners Insurance Cover All of Your Stuff?](https://www.habermaninsurance.com/blog/homeowners-insurance-chicopee-total-coverage) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Oct 27, 2016 2:46:11 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_239297878%20(1).jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-chicopee-total-coverage) Along with providing coverage for your Chicopee, Massachusetts house, [your homeowners insurance policy](https://www.habermaninsurance.com/homeowners-insurance-massachusetts) likely also includes coverage for your personal possessions. Precisely what belongings are covered and how well they’re covered, however, will depend on the terms, conditions, and limits of your policy’s personal property coverage section. Here’s how to make sure your possessions are properly insured. Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Massachusetts](https://www.habermaninsurance.com/blog/topic/massachusetts) [Chicopee](https://www.habermaninsurance.com/blog/topic/chicopee) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-chicopee-total-coverage) ## [West Springfield Families Need Homeowners Insurance To Cover Puppies](https://www.habermaninsurance.com/blog/homeowners-insurance-west-springfield-dogs) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Oct 24, 2016 8:04:20 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_458048290.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-west-springfield-dogs) Many homeowners insurance policies’ liability provisions include coverage for dogs and their actions. Some insurers, however, exclude specific breeds from the policies that they offer to West Springfield, Massachusetts. Additionally, a few insurers don’t include coverage for dogs in their standard policies. Therefore, if you’re thinking about getting a new pooch, you should first review your homeowners policy to see whether you’d be covered if your dog caused any harm. Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [West Springfield](https://www.habermaninsurance.com/blog/topic/west-springfield) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-west-springfield-dogs) ## [Improve Fire Safety to Reduce Easthampton Homeowners Insurance Claims ](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-fire-safety) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Sep 26, 2016 4:31:42 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_119000398-067284-edited.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-fire-safety) After working hard to save and get into a house, the last thing you want is to see your home burning to the ground or learn its just been burglarized. Purchasing a homeowners insurance policy in Easthampton is a smart way to protect your assets, but there are many methods you can use as a homeowner to protect your property. Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Easthampton](https://www.habermaninsurance.com/blog/topic/easthampton) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-easthampton-fire-safety) ## [Northampton Students: Check Your Homeowners Insurance Before College](https://www.habermaninsurance.com/blog/homeowners-insurance-northampton-college) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Aug 25, 2016 2:00:00 AM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_120320536-274435-edited.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-northampton-college) Many college students rely on the personal property coverage of their parents’ homeowners insurance policy to protect the belongings they take with them to school. While a [standard homeowners policy](https://www.habermaninsurance.com/homeowners-insurance-massachusetts) may provide coverage for a college student’s belongings, not all do. If you’re headed off to college from Northampton, Massachusetts this fall, make sure you check your parent’s homeowners policy before you move into your dorm room. Here are two important coverages to look at: Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-northampton-college) ## [Homeowners Insurance & Multi-Policy Discounts for Ludlow Landlords ](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-discounts) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Aug 9, 2016 1:14:00 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_418698934-546413-edited.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-discounts) Insurance companies offer homeowners many different kinds of discounts on their insurance policies. Discounts vary from insurer to insurer. One discount that most companies offer is a multi-policy discount. Landlords in Ludlow, Massachusetts may be able to take advantage of this discount and [save on their homeowners insurance.](https://www.habermaninsurance.com/homeowners-insurance-massachusetts) Topics: [Homeowners Insurance](https://www.habermaninsurance.com/blog/topic/homeowners-insurance) [Continue Reading](https://www.habermaninsurance.com/blog/homeowners-insurance-ludlow-discounts) ## [4 Ways to Save Money on Your Homeowners Insurance in Longmeadow](https://www.habermaninsurance.com/blog/homeowners-insurance-longmeadow-save) By [Edward J. Adamczyk](https://www.habermaninsurance.com/blog/author/edward-j-adamczyk) on Jun 1, 2016 7:03:37 PM [![](https://www.habermaninsurance.com/hubfs/Blog_Photos/shutterstock_396751921-624662-edited.jpg) ](https://www.habermaninsurance.com/blog/homeowners-insurance-longmeadow-save) There are a few different ways that you can save on your [homeowners insurance](https://www.habermaninsurance.com/personal-insurance-massachusetts) that most people do not know about. The savings may not be a lot compared to your premiums, but over the course of a year, you may be able to see a noticeable difference. Because of the specific policy adjustments that different insurers offer, the amount of money saved by a Longmeadow resident may be more or less than someone on the other side of the country. Either way, these four pointers may both help you save money, and contribute to the protection of your home. 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