The work that electricians and electrical contractors do exposes them to a range of risks, and they typically need several insurance coverages to protect against those risks. If you perform electrical work in Massachusetts, getting electrician insurance that includes the following coverages is probably a good idea.
On the surface, canceling a seasonal business’ commercial auto insurance when the business’ season comes to a close may seem like a savvy financial move. If a seasonal business doesn’t need to use vehicles when it’s closed, why should it have to pay for commercial auto coverage? One may be led to believe that eliminating these premiums may help keep overhead low during the offseason.
Not insuring a seasonal business’ vehicles -- even if they aren’t in use -- can have two significant drawbacks, though. If you own a seasonal business in Massachusetts, here’s why you may not want to cancel its commercial auto policy when its season comes to an end.
All the expenses of running a business can add up quickly. Consequently, you will want to save wherever possible. Knowing what your automobile insurance needs are and what discounts might apply is a wonderful way to save cash on commercial auto insurance in Ludlow.
For most drivers in Longmeadow, Massachusetts, a personal auto insurance policy provides plenty of coverage. Drivers who use their vehicles for business purposes, however, may find that a personal auto policy doesn’t afford enough protection. They may need a commercial auto insurance policy, instead, to offer all the protection expected from business insurance. If you use a vehicle for work and aren’t sure whether you need a commercial policy, here are four questions to ask that will help you determine which type of auto insurance to get.
Massachusetts, like many other states, requires all vehicles to have auto insurance. For Springfield businesses, that means making sure all company-owned or used vehicles are covered under their commercial insurance policy. This important coverage helps to protect your business, paying for property damages, liability claims, and more as determined by your specific policy.