5 Situations Where an Insurance Service Center Can Help With Short-Term Car Insurance

Jan 4, 2016 4:30:00 AM

Life can be hectic, and you're bound to have times when you'll need to borrow a car or drive someone else's car. When these situations come up, you should consider a short-term car insurance policy.

Short-term care insurance supplements, but does not replace, your existing car insurance policy. This policy can cover you from 1 day to 28 days. You need this specific coverage when you borrow or rent a car, or when someone drives one of your vehicles. Stop by an insurance service center to get short-term car insurance help with these five situations:

Insurance Service Center

5 Driving Events That Your Insurance Service Center Can Protect You From

1. You Borrow Someone Else's Vehicle

You may borrow a vehicle without giving it much thought, such as a friend's truck to move furniture, for example. Or a relative is getting out of the hospital and you help out by driving them home in their car. It's important to realize that you're driving a vehicle that you're not used to operating, which increases the risk of an accident.

2. Another Driver Uses Your Vehicle

The situation may be reversed, and someone may help you by driving your vehicle. If you're ill or have a physical injury, you may need someone to drive you to the hospital. If a neighbor has an emergency, you may lend them your car. Helping people is important, but the other driver isn't used to driving your car, which may lead to an accident.

3. A Driver is Home From College

It's fun when the kids come home from college, whether for the weekend or a holiday. Though they may want the car to go meet friends, they'll need short-term car insurance first if you've taken them off your car insurance policy.

4. Insurance Service Center and Rental Decisions

When you rent a car, the rental company will give you several options of rental protection. You can purchase their short-term coverage, or use your own policy. Check with your insurance service center to decide which choice is the right one for you and the risks involved.

5. You Need to Rent a Moving Van

How often do you need to drive a moving van or truck? Though it's likely a rare occasion, it's very important to get proper coverage when you rent a moving van as your risk of an accident is higher when you drive these vehicles.

Most states require a minimum level of coverage to drive. However, ask an insurance service center for the proper level of coverage to protect yourself and your vehicle, no matter who's doing the driving.


Let's Get Your Wheels on The Road!


Edward J. Adamczyk

Written by Edward J. Adamczyk

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