Insurance Education

Pollution liability insurance dates back to mid-1980s when polluting industries started facing massive court judgments against them brought about by people whose lives were affected by traceable pollutants. Though the industry has gone through some ups and downs, it's important for manufacturers in Springfield to carry at least a basic pollution policy. 

Many college students rely on the personal property coverage of their parents’ homeowners insurance policy to protect the belongings they take with them to school. While a standard homeowners policy may provide coverage for a college student’s belongings, not all do. If you’re headed off to college from Northampton, Massachusetts this fall, make sure you check your parent’s homeowners policy before you move into your dorm room. Here are two important coverages to look at:

Undoubtedly, many homeowners make protecting loved ones and assets their main priority. Accordingly, most people in Wilbraham opt to pay for homeowners insurance as a precaution. However, some people find themselves in a situation where a basic homeowners (or auto) insurance policy is insufficient for their needs. If you happen to be in this situation, you may want to consider personal umbrella insurance. Here is some information that will help you determine whether you could benefit from umbrella insurance.

Insurance companies offer homeowners many different kinds of discounts on their insurance policies. Discounts vary from insurer to insurer. One discount that most companies offer is a multi-policy discount. Landlords in Ludlow, Massachusetts may be able to take advantage of this discount and save on their homeowners insurance.

Many people in East Longmeadow, MA struggle to choose the best policy for their business. This is especially true when CEOs and entrepreneurs compare a business owners policy and a commercial package policy. Not only do some business owners struggle to determine which policy will best protect their business, but many don't even know the difference between the two policies. If you're trying to identify the best policy for protecting your business, here is some information about the key differences between a BOP and a CPP.

Owning a business in Chicopee can be extremely rewarding both financially and from a quality of life standpoint. However, without a business owners policy to handle your insurance needs, you might end up losing the your company due to a lawsuit or natural disaster.

All the expenses of running a business can add up quickly. Consequently, you will want to save wherever possible. Knowing what your automobile insurance needs are and what discounts might apply is a wonderful way to save cash on commercial auto insurance in Ludlow.

No matter their size, all businesses need at least one insurance policy to help protect their interests. While the need for an insurance policy itself is universal, different businesses need different types of coverage. For example, not all companies have employees, but those that do would likely benefit from compensation insurance. If you employ individuals to work for your Springfield business, here is some information that will help you determine both your need and eligibility for workers compensation insurance.

Many bikers like to trick out their motorcycles with aftermarket parts and accessories. In some cases, custom add-ons can cost nearly as much as a bike itself. If you own a motorcycle in Longmeadow, Massachusetts that has lots of aftermarket alterations, make sure your motorcycle insurance policy covers all your custom parts and accessories. If it doesn’t and something happens to your motorcycle, you might not be able to afford to replace it.

For many people, owning a condominium allows them to enjoy the perks of an apartment and a house at the same time. Just like a house, you can buy and own a condo. However, many condos are "apartment-styled" in that the owners live in close proximity and often share a wall. Not only do condo owners enjoy a better sense of community, but they also don't have to deal with maintenance needs thanks to condominium associations.