Wedding liability insurance policies typically help protect hosts from liability claims and suits filed against them. A few common coverages that a host might want in their wedding liability insurance policy are:
Wedding policies can provide many protections, but their coverages are usually limited to a wedding itself and don’t include honeymoons. Couples who want insurance for their honeymoon normally need some form of trip insurance.
As is the case with most insurance policies, Massachusetts insurers take into account many different factors when they’re calculating wedding policies’ premiums. Several of the items they may consider are:
While exact prices for policies vary, insurers are usually able to offer a number of protections at relatively low rates. Because wedding policies normally are needed only during a wedding, a policy’s coverages usually don’t have to be in effect for long. This limits insurance company’s risk exposure and lets them keep premiums affordable.
