Septic Installers and Cleaners Insurance in Massachusetts

What Coverages Are Offered by Septic Installers Policies?

As mentioned, septic installers policies normally bundle several individual coverages together. Some of the coverages that a policy may offer include:

• Commercial Property Coverage, which might protect a business’ buildings, equipment and inventory
• Commercial Auto Coverage, which might protect a business’ trucks and vans
• Inland Marine Coverage, which might protect equipment during transportation to and from job sites
• General Liability Coverage, which might protect against common lawsuits and accidents
• Professional Liability Coverage, which might protect against suits arising from bad advice or work
• Umbrella Liability Coverage, which might protect against especially large lawsuits with a secondary level of protection
• Business Income Coverage, which might protect against prolonged revenue losses that follow certain disasters

An agent who’s familiar with septic installers policies can help companies make sure they get a policy that has the right coverages for them.

Is Workers Compensation Coverage Included in Septic Installers Policies?

Workers compensation is an insurance coverage that normally provides financial assistance if an employee is injured or becomes ill due to their work. The coverage is frequently required if a business has employees, and it’s especially important when servicing septic tanks that pose significant risk of both injury and illness.

As necessary as this coverage is, many septic installers and cleaners policies don’t include it within their standard list of protections. Instead, the coverage is often purchased on its own through a distinct policy. An insurance agent who’s familiar with septic installers policies can likely also assist with finding a workers compensation policy.

How Much Do Septic Installers Policies Cost?

Premiums for septic installer policies vary because they’re based on several different factors. Where a business is located, the exact services it provides, the assets that it owns, and the coverages and limits that it chooses to carry are just some of the items that can influence how much premiums are.

Even with variances in policies’ premiums, however, these policies are usually quite affordable. They can be purchased on a septic service providers’ budget, and carrying a policy is almost always cheaper than what the cost of a significant claim would be without protection in place.

How Can Companies Save on Septic Installers Policies?

Comparing quotes for package policies with an independent insurance agent -- who can show quotes from several companies -- is one of the best ways to save on septic installers policies. In addition to this, some companies offer discounts for safety or security measures. An agent can check whether any such discounts are available to a septic company.

How Can Massachusetts Companies Get Quotes for Septic Installers and Cleaners Insurance?

If you need help insuring a septic services company, talk with the independent agents at Haberman Insurance Group. Our team of insurance agents can help you compare policies from several insurance companies in Massachusetts, and we have the knowledge needed to help you select the best septic installers and cleaners insurance policy from what’s available.